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What research tells us about children and money — and what parents can do with it at home.
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Everything from signing up to your first approved chore, and what the app can do once the setup is behind you.
Research and arithmetic
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How to talk to children about money — without lectures or anxiety
Financial literacy begins with understandable family decisions, not terminology. Here is how to discuss money so a child can see the choices without carrying adult anxiety.
10 September 2026 -
Pocket money for children: what research from France and Switzerland shows
How much pocket money should a child get? Parents often look for a single number, but two 2025 studies from France and Switzerland suggest that the amount is only part of the picture. As children get older, pocket money can change from a small sum to spend freely into a personal budget and a tool for greater independence.
7 September 2026 -
Pocket money rose 6.7%: what changed in a year
UK children’s total weekly income rose from £9.13 to £9.74, but the regular allowance increased by only 9p. Comparing two Pocket Money Index editions shows where the change really came from.
31 August 2026 -
Pocket money in 2026: children are increasingly earning it
The average payment is £3.94 a week, while a child's weekly income is £9.74. Where the difference comes from, which chores pay most, and what children save for.
29 August 2026 -
Savings superpower: what interest rate to set for your child in PocketPal
Why switch interest on at all, what rate to start with, why it will have to change, and when the high rate has done its job.
25 August 2026 -
The marshmallow test, continued
A 2013 experiment that rarely comes up next to the famous one, and a 2018 replication on 918 children that cut the effect to a fifth.
23 August 2026 -
The proven way to become a millionaire
Saving and investing is the route chosen least often and available most widely. What compounding does over decades, in a table and two charts.
9 June 2026 -
How long a child can actually keep saving
Over a week a child holds on, and the older they are the better. Over a month age stops deciding anything. What the research says, and what to do with it at home.
16 April 2026